Crypto SIP calculator.
What if you’d put a fixed amount into crypto every month for the past year? Real INR prices, after Indian tax.
What a crypto SIP is
A SIP (systematic investment plan), also called DCA, means buying a fixed rupee amount on a schedule, whatever the price. It spreads your entry price over time instead of betting on one day.
How tax works on a crypto SIP
Each buy is a separate lot. When you sell, gains are taxed at 30% plus cess, losses on one lot can’t reduce gains on another, and 1% TDS is cut on the sale value. Crypto tax in India explained.
Is a crypto SIP a good idea?
Indefi doesn’t give investment advice. A SIP reduces timing risk but not the risk of the asset itself. Crypto can fall 70% or more. Only invest what you can afford to lose. Our full guide to crypto SIPs.