ZebPay vs KuCoin.

Facts side by side for Indian users. Not a rating or a recommendation. Last checked November 2026.

ZebPay KuCoin

Registered with FIU-INDYesYes

Crypto withdrawalsYesAllowed, with withdrawal fees.YesAllowed on the global platform.

INR depositsUPI and bank transferMainly through P2P, which carries account-freeze risk

Proof of reservesNot verifiedNot verified

Incidents on recordNone listed2 reported

Coins listedNot trackedNot tracked

ZebPay: incidents and reports

No incidents on our board.

User reports: Slow INR withdrawals and account fees.

KuCoin: incidents and reports

Sep 2020. About $280M taken in a hot-wallet hack; KuCoin said losses were covered.
2024. Registered with FIU-IND after a penalty for earlier non-compliance.

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Questions

Is ZebPay or KuCoin safer?

Neither is "safe" in absolute terms. Compare the facts above: FIU-IND registration, whether you can withdraw crypto to your own wallet, and past incidents. Whichever you use, keep only what you trade on the exchange and turn on two-factor authentication.

Do ZebPay and KuCoin deduct 1% TDS?

Exchanges registered with FIU-IND and serving Indian users are expected to deduct 1% TDS on crypto sales. Check your AIS on the income tax portal to confirm what was deducted under your PAN, and claim it in your ITR.

Can I use both ZebPay and KuCoin?

Yes. Many people use more than one exchange. For tax, report trades from every exchange in Schedule VDA and match the TDS in your AIS.

Educational only, not a recommendation. Facts come from the exchanges and reliable reporting; check the app before you act. Read how to choose an exchange.